Term Life Insurance
A form of life insurance that covers the insured person for a certain period of time, or “term” that is specified in the policy.
Rated 4.5 out of 5
No medical exam required.
Why choose American Fidelity?
Affordable Rates
We compare favorably to 25 of the leading life insurance companies, according to reputable Independent Reports.
Quick and easy application
Applying for our policy is fast and straightforward. You can get pre-approved in just 60 seconds, without the need for any medical exams or blood tests.
Customizable coverage
We understand that everyone’s needs are different, which is why our policy offers customizable coverage options. You can choose the coverage amount and term length that best fits your unique situation.
Guaranteed payouts
If the worst happens, our policy provides a tax-free payout to your beneficiaries, which can help cover expenses and maintain their quality of life.
Term life insurance is a type of policy that provides coverage for a specified period, ranging from 5 to 20 years. It’s designed to provide a safety net for your loved ones in case the worst happens, giving you peace of mind that they’ll be taken care of.
At American Fidelity Life Insurance, you can get pre-approved for a term life insurance policy of up to $200k that can be easily applied for online. Here are some of the key benefits of our term policies:
Don’t leave your loved ones’ future to chance. Apply for our term life insurance policy today and rest easy knowing that you’re prepared for whatever comes your way. Keep in mind that term policies are renewable, but premiums will increase with age and you will need to reapply for coverage when the policy expires.
Why choose American Fidelity?
We’ve been dedicated to the security and safety of American families, generation after generation.
Traditional Life Insurance
3rd Generation Family Business
We know what it means to protect your family. We protect the future generations of Americans.
Appreciation for Our Military
We’ve been insuring the highest-at-risk members of our military since 1956.
Safe & Secure
Our approach is to grow slow & grow steady. Other companies get over their skis and go upside down financially. We are a very financially healthy business that will be here for generations to come.
according to reputable Independent Reports.
What You Can Expect from American Fidelity
“Bought life insurance for my dependents”
Been with American fidelity since I was 25 yrs old. ... I'm 61 now the Premium has dropped considerably and the allotment I made for 50 dollars—and the lower premium—leaves me with a savings that I can withdraw without a penalty.
“User-friendly”
They have updated their site and made it user-friendly 😉
Quick Answers to Common Life Insurance Questions
Click below to find answers to our most commonly asked questions. If you don’t find your answer please contact us directly and one of our representatives will be happy to address your specific concerns.
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Quick Answers to Common Life Insurance Questions
Who can apply for coverage?
Generally healthy people between the ages of 20 – 50 years of age can apply for this term policy. You may not be eligible for the policy if you have cancer, heart conditions, or other life-threatening medical conditions or lifestyle habits.
How much does life insurance cost with American Fidelity?
Policies start at $9 per month. The exact amount you pay each month (your premium) is determined by your choices in the coverage amount and length of term, as well as your age, health, and lifestyle choices.
Do you cover civilians as well as military members?
We sure do! American Fidelity has a long history protecting our military members and their families, but this term policy can be purchased by both military & civilians.
Will you be around in 20 years?
Absolutely. American Fidelity is one of the oldest and most financially stable insurance carriers in the country. We take pride in being a 3rd generation family business that protects Americans and their loved ones.
Will my premium change over time?
No. With our 5, 10, and 20-year term policies you will be charged the same amount every month for the duration of your policy. Rates are subject to change only upon policy renewal, based on your age & insurability at that time.
Can I cancel at any time?
Yes. We don’t advise canceling your policy because your coverage will lapse, but if you cancel within the first 30 days, then we will issue you a full refund. If you cancel after the initial 30 days, then we’ll simply stop charging you.
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